Everyone

Indiabulls Housing Finance Limited

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Indiabulls Home Loans brings to you an end to end home loan app which will make your home loan experience quick, transparent and easy! Look for the perfect home, get an attractive interest rate, and receive your sanction and disbursal completely online, all with the Indiabulls Home Loans app.

• Interest Rates starting at 8.80% p.a.
• Tenure up to 30 years
• Simple Documentation
• 10,000+ pre-approved projects
• Zero Prepayment Charges

Use the Indiabulls Home Loans app to get benefits in your home loan experience.

 Apply for Home Loan completely online from application to disbursal
 Select from more than 4 lakh property listings with IB Home Finder
 Calculate eligibility, EMI, and tax and PMAY benefits
 Track your application status
 Check your credit score
 Locate your nearest Indiabulls Home Loans branch
 Manage your existing home loan

Our Product Offerings:

• Home Loans: A loan to help you finance the most important investment in your life, your very own home. Use the loan to:
 Buy a flat or apartment
 Invest in a plot of land
 Improve/Renovate/Extend your home 

• Loans Against Property: Leverage your residential or commercial property and get the maximum finance against the market value of your property. 
 Continued occupancy with loan
 Use loan to expand your business
 Ideal for Businesses, self-employed individuals

• Balance Transfer: Transfer your existing home loan or loan against property to Indiabulls Home Loans and enhance your mortgage experience to the fullest.
 Get additional savings on your EMIs
 Get Top-up on your existing loan

Pradhan Mantri Awas Yojana – Avail subsidy of up to Rs. 2.67 lakh

With Indiabulls Home Loans, you can also avail the benefits provided by the Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme. 

Interest subsidy according to sections of the society:
1. Economically Weaker Section (EWS): 6.5%*interest subsidy on home loans up to Rs. 6 lakh
2. Middle Income Group (MIG I): 4%* interest subsidy on home loans up to Rs. 9 lakh
3. Middle Income Group - II(MIG- II): 3%* interest subsidy on home loan up to Rs. 12 lakh 

Tax benefits for Home Loan buyers

Indiabulls Home Loan buyers can avail tax redemptions on their Equated Monthly Installments (EMIs). Under following sections, tax redemption can be either on principal or interest amount or both:
• Section 24: Tax deduction of up to INR 2 lakh per annum on the interest paid on housing loan can be availed
• Section 80C: Tax deduction of up to INR 1.5 lakh can be availed on the principal amount of housing loan 

IB Home Finder

To better the home loan experience for customers, Indiabulls Home Loans has introduced IB Home Finder, a one stop shop offering customers property search and home financing services together itself. Customers can choose from more than 4 lakh new and existing property listings across India along with Indiabulls pre-approved projects.

Indiabulls Home Loans can be used as a single app for multiple needs:

 Home Loan App
 Loan Against Property App
 Balance Transfer App
 Property Search App
 CIBIL Score Check App

Why get a home loan from Indiabulls Home Loans?

Indiabulls Home Loans is provided by Indiabulls Housing Finance Limited, one of India’s leading housing finance companies. It is AAA rated by leading agencies and has a happy customer base of more than 1 million. 

With Indiabulls Home Loans, customers have a completely digitized experience, starting from selection of homes all the way to receiving disbursal on one’s home loan. With doorstep service complementing one’s home loan experience further, customers can finance their dream homes without any hassles on the loan front.
Indiabulls Home Loans为您带来了一个端到端的房屋贷款应用程序，这将使您的房屋贷款体验快速，透明和简单！寻找完美的住宅，获得有吸引力的利率，并完全在线获得您的制裁和支付，所有这些都与Indiabulls Home Loans应用程序相关。

•利率从8.80％开始。
•任期长达30年
•简单文档
•10,000多个预先批准的项目
•零预付费

使用Indiabulls Home Loans应用程序可以获得您的住房贷款体验。

从申请到支付申请完全在线申请房屋贷款
使用IB Home Finder从超过4万的房源列表中进行选择
计算资格，EMI，税收和PMAY福利
跟踪您的申请状态
检查您的信用评分
找到离您最近的Indiabulls Home Loans分行
管理您现有的住房贷款

我们的产品：

•房屋贷款：贷款，帮助您为您生活中最重要的投资，您自己的家庭提供资金。使用贷款：
购买公寓或公寓
投资一块土地
改善/翻新/扩建您的家

•抵押物业贷款：利用您的住宅或商业物业，并根据您的物业的市场价值获得最大的融资。
贷款继续入住
使用贷款来扩展您的业务
适用于企业，个体经营者

•余额转账：将您现有的房屋贷款或贷款转移到Indiabulls房屋贷款，并充分提升您的抵押贷款体验。
进一步节省EMI
获得现有贷款的充值

Pradhan Mantri Awas Yojana - 可获得高达卢比的补贴。 2.67万卢比

通过Indiabulls Home Loans，您还可以享受Pradhan Mantri Awas Yojana提供的福利 - 信用挂钩补贴计划。

根据社会各部门的利息补贴：
1.经济弱势部门（EWS）：6.5％*住房贷款利息补贴高达卢比。 6万卢比
2.中等收入群体（MIG I）：4％*家庭贷款的利息补贴，最高为卢比。 9万卢比
3.中等收入组 - II（MIG-II）：3％*住房贷款利息补贴，最高为卢比。 12万卢比

房屋贷款买家的税收优惠

Indiabulls Home Loan买家可以在其等值月度分期付款（EMI）上兑换税款。在以下部分中，税收赎回可以是本金或利息金额，也可以是两者：
•第24节：对住房贷款支付的利息每年最多可减免20万卢比
•第80C条：可以对住房贷款本金金额扣除高达150万卢比的税收减免

IB Home Finder

为了更好地为客户提供住房贷款体验，Indiabulls Home Loans推出了IB Home Finder，这是一站式服务，为客户提供房产搜索和房屋融资服务。客户可以选择印度各地超过4万个新的和现有的房产列表以及Indiabulls预先批准的项目。

Indiabulls Home Loans可用作满足多种需求的单一应用程序：

房屋贷款应用程序
贷款抵押物业
余额转移应用程序
物业搜索应用程序
CIBIL分数检查应用程序

为什么要从Indiabulls Home Loans获得房屋贷款？

Indiabulls Home Loans由Indiabulls Housing Finance Limited提供，该公司是印度领先的住房金融公司之一。它被领先的代理商评为AAA级，拥有超过100万的满意客户群。

通过Indiabulls房屋贷款，客户可以获得完全数字化的体验，从选择房屋一直到接收房屋贷款的支付。通过门阶服务进一步补充一个人的住房贷款体验，客户可以在贷款方面毫无困难地为他们的梦想家园提供资金。


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